Per
Personal Finance
Topic
60.0%
Accuracy
Recent Predictions
Incorrect: 6
Pending: 117
Prediction
Author
Predicted at
Status
Video
Investing $250 per month in a Roth IRA over 40 years, assuming average stock market returns, will result in an ending balance of $94,000.
"A mere contribution of $250 a month in your Roth array compounded over 40 years at the average stock..."
Jul 24, 2025
Pending
Investing $400 per month in a Roth IRA over 40 years (assuming average stock market returns) will result in a balance of over $1.44 million.
"If you can up your contribution to $400 a month, your future value will be over $1.44 million."
Jul 24, 2025
Pending
Maxing out annual Roth IRA contributions over 40 years (assuming average stock market returns) will result in a balance of over $2 million.
"And if you're able to max it out every year, you're looking at over $2 million."
Jul 24, 2025
Pending
The speaker predicted they would die broke.
"I'm I'm I'm going to that grave uh broke."
Jun 29, 2025
Pending
Bill Price's goal for 2025 was to reduce his work travel to 16 weeks on the road, down from 36-40 weeks annually.
"I used to do 36 to 40 weeks a year out on the road, and this year my goal is 16 weeks."
Jun 23, 2025
Pending
The speaker aims to achieve financial retirement within two to three years.
"My goal, guys, between me and you, is I want to financially retire in two to three years from now."
Jun 23, 2025
Pending
The author predicts saving over $1,500 annually by doing her own nails.
"And now I am saving over $1,500 a year."
Jun 13, 2025
Pending
Viewers can completely reset their finances within 6 months by following the provided guidance.
"You can completely reset your finances in 6 months if you make the right move."
May 23, 2025
Pending
The next 3-4 years will be dedicated to loan repayment, after which a fresh start from zero will be needed to rebuild one's life.
"The next three-four years of your life will be spent just in repaying this loan and then you will st..."
May 7, 2025
Pending
The $10,000 loan will be repaid to the lender within two weeks.
"it's either going to come back to me within like 2 weeks"
Apr 29, 2025
Pending
The author predicts his net worth will reach $50 million due to compounding, even without further active work, over the rest of his life.
"we're in a situation where our money is going to compound and grow and we're probably going to end u..."
Apr 23, 2025
Pending
Listeners who utilize the recommended net worth tool and track their finances will, within one year, successfully pay off debt and accumulate assets, providing cause for celebration.
"you're going to go go want to go to learn. money.com because that's where you're going to be able to..."
Apr 18, 2025
Incorrect
A higher savings rate will result in becoming a millionaire faster.
"The higher your savings rate, the faster you will become a millionaire."
Apr 16, 2025
Correct
Achieving a savings rate of 10-20% or more of take-home pay will easily lead to becoming a millionaire in one's lifetime.
"if you're able to just reach a savings rate of 10% minimum, or maybe upwards of 20% or more, you wil..."
Apr 16, 2025
Pending
Most Americans saving less than 5% of their income are guaranteed to never become millionaires, without a significant windfall.
"Most Americans save less than 5% of their income, which virtually guarantees that they'll never be a..."
Apr 16, 2025
Pending
The speaker predicts they will be completely free of all debt (business, personal, and mortgage) by the age of 40.
"I am trying to be debt free by 40. Oh, I don't want business debt. I don't want personal debt. I wou..."
Apr 10, 2025
Pending
Achieving financial independence is predicted to be impossible solely through saving, requiring investment.
"You cannot save your way to financial independence."
Mar 28, 2025
Pending
Goodhart and Pradhan suggest that reduced retiree benefits could incentivize the working population to increase their retirement savings due to concerns about the social safety net's reliability.
"They say that lower retiree benefits might incentivize the working age population to save more for r..."
Mar 22, 2025
Pending
Predicted that the individual will be able to cover their monthly shortfall of Rs. 4,500 by finding additional income sources.
"You will be able to make up for this hortfall of Rs. 4,500 per month by doing something or the other..."
Mar 15, 2025
Pending
The author predicts he may be significantly less wealthy in 10-20 years due to his current portfolio reallocation strategy.
"I could be way less wealthy over the next 10 to 20 years having sold now"
Mar 14, 2025
Pending
If housing costs exceed 35-50% of gross income, individuals will struggle to cover necessities and lose the ability to save for the future.
"if you allow your housing costs to be too high and all of a sudden now your housing costs are 35 5 4..."
Mar 11, 2025
Correct
Automating monthly investments will lead to building wealth faster and easier.
"if your dollars are automatically going into your Investments every month without you having to put ..."
Mar 5, 2025
Correct
Investing an annual $3,000 tax refund at an 8% rate of return for 30 years will result in nearly $400,000 by retirement.
"if you were to just take that 30 that $3,000 and you were to put that to work over the course of 30 ..."
Feb 21, 2025
Pending
Voluntarily choosing not to invest will result in perpetual financial struggle, reliance on meager savings, and the risk of savings being wiped out by inflation and cost of living.
"you will be stuck in a cycle of having to work having to live paycheck to paycheck and or uh rely on..."
Feb 20, 2025
Pending
The speaker's current mortgage will be paid off naturally within 1.5 years from the video publication date (August 2026) before interest rates drop back to 2.5%.
"I think that uh the mortgage will end up being paid off just on its natural timeline before rates dr..."
Feb 6, 2025
Pending
Speaker guarantees listeners will become debt-free within one year of dedication.
"if you give me one year of dedication I can guarantee you'll get debt free"
Jan 25, 2025
Pending
Within 15-20 years (from 2025), the speaker expects his rental properties to be largely paid off and generate enough cash flow to fully replace his current income.
"in 15 20 years from now my properties will be largely paid off and at that point I'll be generating ..."
Jan 16, 2025
Pending
The year 2025 will be the listener's most financially prosperous year, assuming they follow the provided 12-month financial roadmap.
"here's to you and here's to making 2025 the richest year of your life"
Dec 28, 2024
Pending
Incurring credit card debt from the described TikTok trend will negatively impact individuals for potentially decades.
"it is going to haunt you for potentially decades"
Dec 26, 2024
Pending
An individual who precisely follows all the recommended steps will be able to save $10,000 within 2 years.
"if you follow these steps to a te and you still can't save $10,000 within 2 years then feel free to ..."
Dec 18, 2024
Pending
The speaker's car lease is predicted to expire approximately 6 months from the video publication date (December 16, 2024), around June 2025.
"I got 6 months left on my leas"
Dec 16, 2024
Pending
Reducing Starbucks visits from three to one per week, saving $520 annually, will not be sufficient to double one's savings rate.
"if you cut back from say three visits a week to one per week you would save $520 a year but that alo..."
Dec 10, 2024
Pending
Automating savings can increase one's savings rate in the next year with minimal effort.
"One of the ways to increase your savings rate in the next year without even thinking too much about ..."
Dec 10, 2024
Pending
Providing more money to most people will only lead them into greater debt (Kiyosaki's view).
"Most people given more money only get into more debt."
Dec 10, 2024
Pending
Viewers who apply the shared strategies can double their savings in the next year (2025).
"I'm going to share five powerful yet simple strategies that can help you on your way to double your ..."
Dec 10, 2024
Pending
A lack of change in financial habits will lead to worsening financial circumstances.
"if you don't want to live like this for the rest of your life you have to make a change because if y..."
Dec 2, 2024
Pending
The credit card debt accumulated by individuals following the current TikTok trend will negatively impact them for potentially decades.
"it is going to haunt you for potentially decades"
Nov 14, 2024
Pending
Credit card debt from the discussed trend will negatively impact individuals for potentially decades.
"it is going to haunt you for potentially decades"
Nov 14, 2024
Pending
The speaker made a personal prediction that by working multiple jobs, saving money, paying off debt, and living modestly for 6 years, he would be significantly better off financially, leading to early retirement.
"I remember coming up I work third shift I would get off the third shift job go to a first shift job ..."
Sep 16, 2024
Pending
An individual attempting to pursue multiple financial objectives simultaneously, rather than focusing exclusively on debt repayment, will not achieve their financial goals.
"if you don't focus on this debt exclusively and you try to do three things at once you're not going ..."
Sep 9, 2024
Pending
Individuals who are hyper-savers (saving double the recommended benchmarks, e.g., 6x salary by age 40) are predicted to not run out of money in their lifetime and will likely stay on or ahead of their financial retirement track.
"my assumption is that if you're in that position you're probably naturally really good at saving you..."
Sep 5, 2024
Pending
Predicted that automating the 'pay yourself first' method will lead to significant wealth growth and pleasant surprise within a few months to a few years.
"if you automate this then you will see your money build up and you'll be pleasantly surprised in the..."
Aug 19, 2024
Correct
Maximizing a Roth IRA annually for 30 years will easily lead to becoming a millionaire.
"if you invest in something like a Roth IRA and Max it out every year for the next 30 Years you'll ea..."
Jul 21, 2024
Pending
Someone who consistently invests the maximum amount into a Roth IRA for 30 years will easily become a millionaire.
"if you invest in something like a Roth IRA and Max it out every year for the next 30 Years you'll ea..."
Jul 21, 2024
Pending
Author aims to grow their investment account to $2 million within the next 7 years (by July 2031).
"my goal for the next 7 years is to grow this account to $2 million"
Jul 17, 2024
Pending
Individuals with a specific financial goal, such as buying real estate, are more likely to manage their finances seriously than those with a vague saving goal.
"I found that the people that have a goal like buying real estate tend to get much more serious about..."
Jul 16, 2024
Pending
Individuals who fail to develop the habit of saving and investing 20% of their paycheck monthly will end up living paycheck to paycheck.
"if you don't develop this good habit now I promise you will end up like the rest of the United State..."
Jul 14, 2024
Incorrect
Individuals in their 20s who follow the author's five recommendations will not be broke by age 35.
"if you're in your 20s then these are the five things you need to do to make sure you don't end up br..."
Jul 14, 2024
Pending
The speaker predicts they will never purchase an LFA car.
"me personally I will never buy this"
Jul 12, 2024
Pending
Mitz predicts that a $10,000 emergency fund will be sufficient to purchase a running vehicle with minimal problems that will last for a few years, enabling her to make her next best move.
"if I have $10,000 that is enough to get a running vehicle with minimal problems like somewhere in th..."
Jul 8, 2024
Pending